About Mutual of Omaha Mortgage Patriot's Charity Initiative VA Loans Mortgage FAQs
VA Loans

Mutual of Omaha Mortgage is offering an exclusive VA home loan benefit with rebates through its partnership with Orion.

You may be eligible for a VA Loan if

  • You served as little as 90 days on active duty.
  • Match suitable credit, income, employment requirements and have a Certificate of Eligibility
  • Meet VA-defined Reserve/National Guard specifications WITH 6-year service OR 90 days of active service.
  • You are a spouse of a service member that died in the line of duty, or has a qualifying service-related disability.

Advantages of VA Loans


  • LOWER RATES

    LOWER RATES

    Low interest rates on VA home loans make a mortgage from Mutual of Omaha Mortgage more affordable to you.



  • LOWER FEES

    LOWER FEES

    VA loans are loaded with cost-cutting benefits to lower your payment at closing.



  • NO DOWN PAYMENT

    NO DOWN PAYMENT

    Insured by a federal guarantee, a VA loan never requires down payment on the principle balance.



  • RELAXED QUALIFICATIONS

    RELAXED QUALIFICATIONS

    Income and credit requirements are less strict to help veterans find a home they want and can afford.


Of the 20+ million active duty service members and veterans with mortgages, a 2014 report shows less than 12% are utilizing their VA mortgage benefit*.

*According to a 2014 report on Department of Veterans Affairs loan guarantee data.

VA Loans vs. Conventional Loans

VA Loans are mortgages from approved lenders - like Mutual of Omaha Mortgage - with a federal guaranty. More than 20 million veterans and their families have benefited from VA loans for more than 70 years. Mutual of Omaha Mortgage's mission is to increase that number exponentially, as we believe that too few qualified veterans and active-duty service members use their VA home loan benefits. It is our civic duty to find a home loan veterans can afford, and to help them achieve their goals of home ownership.

Regulations and Fees

While the VA Loan is a federal program, the government generally does not make direct loans to veterans. Private lenders, including Mutual of Omaha Mortgage, finance the loan while the Department of Veterans Affairs offers a guaranty. This guaranty provides incentive for private lenders to offer loans with better terms.

Loan Limits
In the past, loan limits for VA loans were determined based on the county the Orion Talent client is buying in. Because of a regulation change, there is no longer a limit on the size of a VA loan as long as this is the only VA loan that the Orion Talent client has. Mutual of Omaha Mortgage offers VA loans up to $2,000,000. This means that the eligible Orion Talent client can buy a home at any amount with no down payment required. There are some restrictions, please contact Mutual of Omaha Mortgage for more details.

Mutual of Omaha Mortgage is offering exclusive benefits through its partnership with Orion.

Benefits include:

  • No lender fees on VA loans.
  • Orion Talent clients will receive the same loan rate and better fees than Mutual of Omaha Mortgage employees do.
  • If Orion Talent client is not a veteran, the lender charges total $275 on any loan type.
  • If Orion Talent client is buying or selling a home, a generous rebate program has been negotiated with a national realtor network This rebate is .4% of the total sales or purchase price. If Orion Talent client buys a home for $375,000, the client will receive a rebate of $1500. This rebate can be stacked in the case where they clients is buying and a selling a home.

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