BBMC Mortgage     Equal Housing Lender
(NMLS #484683)

VA Loans

VA Loans

No Down Payment. No Mortgage Insurance. No kidding.

VA Loans are mortgages from approved lenders - like BBMC Mortgage - with a federal guaranty. More than 20 million veterans and their families have benefited from VA loans for more than 70 years. BBMC's mission is to increase that number exponentially, as it believes that too few qualified veterans and active-duty service members use their VA home loan benefits. It is BBMC's civic duty to find a home loan veterans can afford, and to help them achieve their goals of home ownership.

With VA loans, the lender makes all the difference. BBMC's expertise and leadership shines through everything it does to assist those who have or are currently serving in the nation's Armed Forces.

You May Be Eligible for a VA loan If:

  1. You served as little as 90 days on active duty
  2. OR

  3. You meet VA-defined Reserve/National Guard specifications WITH 6-year service OR 90 days of active service.
  4. OR

  5. You are a spouse of a service member that died in the line of duty, or has a qualifying service-related disability.
  6. OR

  7. You match suitable credit, income, employment requirements and have a Certificate of Eligibility.

Advantages of VA Loans



Low interest rates on VA home loans make a mortgage from BBMC more affordable to you.


VA loans are loaded with cost-cutting benefits to lower your payment at closing.


Insured by a federal guarantee, a VA loan never requires down payment on the principle balance.


Income and credit requirements are less strict to help veterans find a home they want and can afford.

Regulations and Fees

While the VA Loan is a federal program, the government generally does not make direct loans to veterans. Instead, private lenders including BBMC Mortgage finance the loan while the Department of Veterans Affairs offers a guaranty. This guaranty provides incentive for private lenders to offer loans with better terms.

Loan Limits

In most parts of the country, veterans who qualify for the VA Loan can purchase a home worth up to $417,000 without putting any money down: borrowers in high-cost counties may be able to purchase homes far exceeding that amount without a down payment. With a required minimum down payment, BBMC will authorize VA loans above county limits in excess of $1.5 million. To find out the VA Loan Limit in your area, give BBMC a call at 1-800-24-RATES.

Podcast - VA Loans: Myths and Facts with BBMC Mortgage

BBMC assists veterans in purchasing homes they can afford, by providing lower rates, lower fees, no down payment and more relaxed qualifications compared to a conventional loan. In this 2-part episode, BBMC employees Colin Gregg and Tony Gatliff join the show to discuss everything you need to know about the VA loan.

Apply For a VA Home Loan Today

If you're ready to get started with a VA home loan application with BBMC Mortgage, apply now.

The Right Mortgage - BBMC has the products, resources and ability to finance nearly any home without restriction of scale or scope nationwide.
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